I have both a personal PRSA (a hangover from an old job) as well as a company DC scheme where the company and I both make contributions. I wanted to make an AVC for 2022 into my PRSA, but my company scheme admin is adamant that since only one pension (the company scheme) is linked to my employment (my only income source) then I need to make all my AVCs up to the tax relief limit into the company scheme...
My view is that I should be allowed to make my AVCs into whatever pension fund I want.... but which of us is right?
My view is that I should be allowed to make my AVCs into whatever pension fund I want.... but which of us is right?