I'm with a company nearly a year and have been saving for a mortgage since day 1.
~100k Mortgage with 10k deposit
I now have the deposit and have been advised by EBS to apply and given the forms.
My company have made me aware that i can join the pension scheme but up until now the plan was to join after i reduced my rent and savings with a mortgage.
Does it look a lot better on a mortgage if i'm paying into a pension or putting the same amount towards savings for a deposit? Currently saving 450 a month. Option would be to change to 350 and 100 pension.
Thanks
~100k Mortgage with 10k deposit
I now have the deposit and have been advised by EBS to apply and given the forms.
My company have made me aware that i can join the pension scheme but up until now the plan was to join after i reduced my rent and savings with a mortgage.
Does it look a lot better on a mortgage if i'm paying into a pension or putting the same amount towards savings for a deposit? Currently saving 450 a month. Option would be to change to 350 and 100 pension.
Thanks