Motor Company car insurance for U25 as named driver

Liverpool

Registered User
Messages
20
Hi,
does anyone know a broker who can quote for a company car insurance with a director as main driver and a named driver who is U25?
Having no luck so far.
 

peteb

Frequent Poster
Messages
1,627
Too many different factors. Is it a van? Is it a car? Do you have an NCB? What industry? What use?
 

Liverpool

Registered User
Messages
20
Its a car - really interested in an electric car for BIK purposes - in the Telecoms/IT business with very little actual business mileage each year < 10Km. Full NCB.
 

RedOnion

Frequent Poster
Messages
3,011
Very strange that you can't get cover. You might need to get an open drive policy, but something to watch out for is if the policy is in company name rather than yours is that you might end up not having an NCB in your own name in future.
Most company open drive policies have s minimum age of 23.
I can't recommend a specific broker, but I'd Google one that does fleet insurance to see if they could help. It's not a fleet policy, but they're likely the same underwriters.
 

Liverpool

Registered User
Messages
20
I can get cover and add business use but only with private car insurance which doesn't help me with by BIK ambitions!. I have tried a few of the fleet insurance companies but I think as it is pretty unique its not worth their time or the person on the phone is just not authorised or able to go outside the norm and only interested in 'fleet' work for 3 or more cars.
 

Ravima

Frequent Poster
Messages
2,437
a FLEET is what is says, a fleet, not a single car. Most insurers have minimum of 5 cars on a fleet policy.

Would you not consider policy in your own name, with named driver and indemnity to the company?
 
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