D
dire
Guest
Hey there,
Yet another one of these threads. Im coming off a 3 year fixed with BOI at 4.89%. Mortgage hasnt been a struggle to pay but I havent had much disposable income as a result of decrease in pay like many others.
I have been offered the following rates:
Tracker + 1.25% - saving of €734 on existing fixed rate payments
Variable 3.2% - saving of €483
2 year fixed 3.15% - saving of €496
3 year fixed 3.6& - saving of €372
5 year fixed 4.25% saving of €187
Would peoples advice still be to jump at tracker mortgages? I was thinking of taking the tracker and setting up a savings account for most off the balance I am saving in case rates jump dramatically overnight.
Any advice would be greatly appreciated.
Yet another one of these threads. Im coming off a 3 year fixed with BOI at 4.89%. Mortgage hasnt been a struggle to pay but I havent had much disposable income as a result of decrease in pay like many others.
I have been offered the following rates:
Tracker + 1.25% - saving of €734 on existing fixed rate payments
Variable 3.2% - saving of €483
2 year fixed 3.15% - saving of €496
3 year fixed 3.6& - saving of €372
5 year fixed 4.25% saving of €187
Would peoples advice still be to jump at tracker mortgages? I was thinking of taking the tracker and setting up a savings account for most off the balance I am saving in case rates jump dramatically overnight.
Any advice would be greatly appreciated.