C
cluckyduck
Guest
We've been on a fixed rate for 3 years which is due to expire shortly. We unfortunately bought our house at the height of the boom and its now worth at least €100k less than what we paid for it. The rate we're fixed on is 4.79%. Would we be able to secure a lower rate now? Or will there be some penalty because our property isn't worth what we paid for it? (our mortgage was for €380K and the house is now worth around €325K)