Snowyb-Need your advice!!(And anyone else who knows!)
I'm due for surgery(total hip replacement) in September in SSC Santry.My insurance is due for renewal 1st August,I'm with Laya on their Aspire scheme,got 3 months free last year but now its over €1100 so dont fancy paying that.I'll have served my 2 year upgrade waiting period by then,was on Avivas Business Plan Select Plus before Laya.
I rang VHI and GloHealth,they said I'll be covered if I take out similar policy but I have to pay €2000 co-payment and €125 excess which I'm prepared to pay.Might switch to GloHealth Better Plan,but will they pay roughly €8000(€10k-my €2k) for my surgery even though I'll only be their customer for less than 2 months?Basically,is there a hidden catch/clause somewere that I'm not being told about?
I'm due for surgery(total hip replacement) in September in SSC Santry.My insurance is due for renewal 1st August,I'm with Laya on their Aspire scheme,got 3 months free last year but now its over €1100 so dont fancy paying that.I'll have served my 2 year upgrade waiting period by then,was on Avivas Business Plan Select Plus before Laya.
I rang VHI and GloHealth,they said I'll be covered if I take out similar policy but I have to pay €2000 co-payment and €125 excess which I'm prepared to pay.Might switch to GloHealth Better Plan,but will they pay roughly €8000(€10k-my €2k) for my surgery even though I'll only be their customer for less than 2 months?Basically,is there a hidden catch/clause somewere that I'm not being told about?