Hi, Looking for advice on whether it is worth lodging a claim with Financial Ombudsman.
I had a property insured with FBD for 18 years with no claims. For the last two years the house was rented out. I never informed the insurance company due to ignorance. I had a claim due to fire in shed in back garden. FBD cancelled my policy and declined to pay out on claim. They reimbursed my last two years premium.
I contacted FBD and explained that the nature of the occupancy had no material effect on the fire and requested they accept the claim. They refused.
I am having issues getting insurance now due to the cancellation on my record. Do you think the
Financial Ombudsman would be a viable option. Thanks
I had a property insured with FBD for 18 years with no claims. For the last two years the house was rented out. I never informed the insurance company due to ignorance. I had a claim due to fire in shed in back garden. FBD cancelled my policy and declined to pay out on claim. They reimbursed my last two years premium.
I contacted FBD and explained that the nature of the occupancy had no material effect on the fire and requested they accept the claim. They refused.
I am having issues getting insurance now due to the cancellation on my record. Do you think the
Financial Ombudsman would be a viable option. Thanks