My husband had been on a public waiting list for the last 5 years or so for sinusitis, before we took out our health insurance. Our previous policy had lapsed for a few years as we simply couldn't afford it. Since taking out the policy three or four years ago he has developed new, different symptoms. He decided to go privately as his health was being severely affected. It was discovered that it wasn't his sinuses at all but a tumor in his paranasal cavity, a rare one for a man his age (39).It was a benign (thankfully) Juvenile Nasopharangeal Angiofibroma, that was lying dangerously close to his internal carotid artery.. He had treatments in two different hospital as the first hospital wasn't equipped to deal with him, he needed a specialist.
Now the health insurance are refusing to pay the claim as they're saying it's a pre existing condition.
Have we grounds to appeal as he had new symptoms since the policy was enforced and it is in fact a new condition.
Any advice welcome as I'm in a panic as to how we are going to possibly pay the extortionate bills and there are more to come.
Now the health insurance are refusing to pay the claim as they're saying it's a pre existing condition.
Have we grounds to appeal as he had new symptoms since the policy was enforced and it is in fact a new condition.
Any advice welcome as I'm in a panic as to how we are going to possibly pay the extortionate bills and there are more to come.