I have car insurance with FBD with unlimited no claims bonus with an excess of 150 euro. I have accidentally damaged a panel on my car, and panel beating / respray will cost 450-600 euro.
Q: Whilst I have the full protected no claims bonus, should I pay or claim? In theory they cannot jack up my claim at renewal, but in practice I will be a "captive customer" for the next 3-5 years. Any thoughts?
Q: Whilst I have the full protected no claims bonus, should I pay or claim? In theory they cannot jack up my claim at renewal, but in practice I will be a "captive customer" for the next 3-5 years. Any thoughts?