Any advice on saving child benefit? 3 kids been saving in the childcare plus account each month with a view to using this when kids are adults for house deposit/education etc. The way the account works is that 12 months savings are invested for 5yeara. The first of the 5 year savings is maturing at end of the month. Any idea on what I should do for best return? Or better ways to save the monthly amounts in the first instance.