Changing jobs and Mortgage Application

[brokeagain]

Hi There,

I changed jobs in January. There was a 4 week period when I wasn't working but other than that I have been working full time in a permanent position for the past 10 years. The current position is also permanent.

I have the deposit for a house sitting in my bank account and want to apply for a mortgage of around 180K.

My question is whether or not the 6mth rule of being in a full time job still applies to me?

I have spotted a house that has just been dramatically reduced in the area I want and would love to buy it.

Thanks for yout help.

 

[KillianS]

Hi there,

If would really depend on whether you are working in the same line of work as previously and whether you are subject to a probation period in your new job?

 

[brokeagain]

Thanks for your reply.
I am in the same line of work but I do have to pass a 6 month probationary period.

 

[corkmike]

You will need to be off probation before you will be allowed to draw down the mortgage. It looks like you will have to wiat 6 months before you can close out the deal.
Regards
Michael