B
busysaver
Guest
We have been with Laya for a number of years and always covered by private health insurance but this year we decided to try and reduce our premium costs by opting for a cheaper scheme but staying with Laya. We understood that we would have to pay an excess of € 125 for each hospitalised treatment and if carried out in Private hospital and extra € 200 per night. The problem is when I rang them about an overnight procedure my Doctor wanted me to have - they began to question me about when this illness started - before or after we changed the scheme ! Has anyone else experienced this / surely we are covered for any previous or new illness ? Any help appreciated, Thanks