Danielle24
Registered User
- Messages
- 209
Hey,
Basically, i'll be due to clear some loans in the next couple of months and i'll be getting a lump of sum of around 6k this month/next month. Was considering putting most of it away for a rainy day and just chipping away at my debts as i'll have extra funds available from clearing my loans anyways. Just wondering what peoples advice would be, what would they do??? I also want to look for a new job shortly so think I should have a safety net behind me
Income: €2,185 pm
Here's a look at my expenses:
Ulster Bank OD 0% € 642.00
Credit Union Loan 9.43% €956.87 €200pm Savings: €470
R&S Alliance 0% €50pm € 1,620.00
BOS Car 8.6% €180pm € 360.00
AIB Loan 9.4 % €134pm € 3,293.07
Littlewoods €15pm €323 (Only this high due to Christmas)
Expenses:
Rent €380pm
VHI €10pm
ESB €20pm approx
Tax €27pm approx
Bins/Sky €18.50 pm
Lotto €20pm (syndicate)
Phone €20pm
Food €175pm approx
Petrol €200pm approx
Insurance €66 pm
Basically, i'll be due to clear some loans in the next couple of months and i'll be getting a lump of sum of around 6k this month/next month. Was considering putting most of it away for a rainy day and just chipping away at my debts as i'll have extra funds available from clearing my loans anyways. Just wondering what peoples advice would be, what would they do??? I also want to look for a new job shortly so think I should have a safety net behind me
Income: €2,185 pm
Here's a look at my expenses:
Ulster Bank OD 0% € 642.00
Credit Union Loan 9.43% €956.87 €200pm Savings: €470
R&S Alliance 0% €50pm € 1,620.00
BOS Car 8.6% €180pm € 360.00
AIB Loan 9.4 % €134pm € 3,293.07
Littlewoods €15pm €323 (Only this high due to Christmas)
Expenses:
Rent €380pm
VHI €10pm
ESB €20pm approx
Tax €27pm approx
Bins/Sky €18.50 pm
Lotto €20pm (syndicate)
Phone €20pm
Food €175pm approx
Petrol €200pm approx
Insurance €66 pm