career break or not?

desparate

Registered User
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73
my husband earns 58000 & i earned 12000 in 2011. Just had my 4th child and would like to take career break after mat leave. We are jointly assessed 50/50 we have done this so as a way of saving as we get a tax return every yr. If i take a career break we would need every penny, so what should we do with credits????
 
personal credit and tax band can go to your husband
you cannot transfer your paye credit

a better way of saving would have been to split your credits and bands more efficiently and put what you normally got in tax back into a savings account--you'd have got some interest at least :)
 
thanks for that. Ahubbie would be better off a month?
Any ideas how to work out how much
 
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