Card debt

The piece of string is 14 k long including costs. Just50 euro a month repayments. in a position to pay 8 k approx, is this worth offering or look towards mortgage (in OK state,not arrears)
 
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But there doesn't seem to be any reason for BoI to write down your loan? You should repay it as you appear to have the means to do so.

Brendan
 
Why not pay 8k off the 14k balance you have and then consider quickly paying the 6k balance off fairly quickly.
 
BOI have accepted inability to pay, submit statement of means regularly. Reached retirement age but still working, however now intermittent due to covid. Lien on house in regard to credit card debt, mortgage was a problem but have just managed to get it in order. No extra cash at the moment or prospect of any in the future the 8 k is a one off opportunity to get rid of credit card debt. Future earnings /pension =just head above water. Would be one headache out of the way.
 
Lien on the house in regards this 14k debt is another headache you don't need.
8k off the loan and a payment plan in place for the balance until it's paid off.
 
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