Coldwarrior
Registered User
- Messages
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Witnessed by my wife who was in the car at the time. Thinking back now I should have recorded her saying it.What did you get as proof that the other person has taken responsibility for the rear-ending? That's just for starters, the result of that question will possibly determine where you go or what you do next.
Thanks for the info, yes I have her insurance details. Is going to the guards needed? I've no problem doing so but don't want to make a big deal of what was a very minor incident with minor damage ( though may need new bumper). Do I need to notify my own insurance company even though I don't plan going the insurance route, unless as you say she pushes back about repair cost.ColdWarrior - just call into the guards and ask them to take note of the incident. Give them all the details that you have - date, time, what happened, your and the other parties details.
In relation to the main dealers - they usually only farm out the work to the crash repairs shops and charge you for the privilege. Ideally, call into a couple of crash repair shops and ask them to quote for the repairs. Once you have the quotes, then just ring the other party and give her the details.
Hopefully, you won't have a "that's too much for the repair" discussion with her and that she'll pay for the repair - don't forget to factor in car hire if your car will be needed in the shop for a couple of days.
If there is a push back from her, then just take it through her insurance... you did get her insurance details?
Exactly my thoughts. Been there!Hopefully, you won't have a "that's too much for the repair" discussion with her
In relation to your own insurance company, I would say yes, you should ring them. It's part of the T&Cs - BUT explain to them that you are NOT making a claim against your own insurance. The offending party will be be covering costs. Again, just on record.
You may not need a new one - crash repairs have come a long way, they'll pop that off, repair it, repaint and pop it on again..though may need new bumper
Best of luck with it all - hoping it's hassle free - even though it's a pain in the rear end driving around getting quotes...
is this something I'd then have to disclose in all future quotes and would it result in my premium going up, even though I'm not at fault?
a lot of places charge for quotes now
I haven't heard of places charging for quotes, but if they do, then that cost gets added to the price that she has to pay for the repair. What part of the country are you in?
Me tooExactly my thoughts. Been there!
Contacting your insurance is taking a chance with your premium (maybe) going up next year.
When it came to renewing the following year I had to answer if I was involved in any accidents and I answered yes, even though I had no claim. I argued this with the co but they were having none of it. I WAS LATER INFORMED THAT MY INSURANCE WENT UP BECAUSE I HAD REPORTED IT TO THE GUARDS and because of this it was on record.
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