My husband's and my car insurance policies are with One Direct, the insurer is Hibernian. Somebody keyed my 08 car the whole way around the car. We've got a quote and it's costing €2,500 roughly to repair. If I ever got my hands on who did it I'd kill them!
We both have full (over 10 yrs) no claims bonuses. DH rang Hibernian and they said that if we claimed I would lose 50% of the NCB. That seems very high to me?
Dh thinks it's worth it to claim, I figure I will probably get screwed, if not next year then after that.
What has people's experiences been? Is it worth claiming or would I regret it for years to come?
We both have full (over 10 yrs) no claims bonuses. DH rang Hibernian and they said that if we claimed I would lose 50% of the NCB. That seems very high to me?
Dh thinks it's worth it to claim, I figure I will probably get screwed, if not next year then after that.
What has people's experiences been? Is it worth claiming or would I regret it for years to come?