HI everyone,
I am thinking about changing jobs, but if I do I will have to give up my company car and buy my own one. The new company will pay me millage (c 50c per mile, I think).
The problem is though, I have never had insurance in my own name. I'm 30, full licence, no points. I had a minor claim on my previous companies insurance 3.5 years ago - the damage was to my car only (the big truck I crashed into was not damaged!) and nobody was hurt. The claim came to a few grand. Siince that I have had 3 years claim-free driving as a named driver (with a different company)
My questions are,
a.) if I get insurance in my own name, am I obilged to tell them about my previous claim? and
b.) if yes, how much of an effect will it have on cost of my insurance?
J
I am thinking about changing jobs, but if I do I will have to give up my company car and buy my own one. The new company will pay me millage (c 50c per mile, I think).
The problem is though, I have never had insurance in my own name. I'm 30, full licence, no points. I had a minor claim on my previous companies insurance 3.5 years ago - the damage was to my car only (the big truck I crashed into was not damaged!) and nobody was hurt. The claim came to a few grand. Siince that I have had 3 years claim-free driving as a named driver (with a different company)
My questions are,
a.) if I get insurance in my own name, am I obilged to tell them about my previous claim? and
b.) if yes, how much of an effect will it have on cost of my insurance?
J