Hi guys,
I hope you can help with what is supposed to be an easy question.
I have been with the same car insurer for 5 years, recently was up for renewal so I received a quote which I accepted. Never had accidents or claims.
After accepting, with their last letter they sent with the insurance disk there was a policy schedule and a new document, new format this year of statement of facts.
On the statement of fact, it read that the policy was for an estimate of 10,000 km per year.
I checked immediately and I might have driven an average of 10,500 km a year over the last 5 years: some years I drove 9,000 km (last) some other a little over 11,000.
I made an average over 5 years and comes out at around 10,500 km. I had never paid too much attention to how much I was driving because on none of the documents they sent me before there was a figure.
I called the insurer, explained it as clear as I could and request a change on the policy to 15,000km per year, which they did. They also provided a new statement of fact.
My question is if in case of issue or claim they can refuse to pay because of this even if I amended the policy? Or once they are notified and the policy is amended I have nothing to worry about.
Thanks,
Ken
I hope you can help with what is supposed to be an easy question.
I have been with the same car insurer for 5 years, recently was up for renewal so I received a quote which I accepted. Never had accidents or claims.
After accepting, with their last letter they sent with the insurance disk there was a policy schedule and a new document, new format this year of statement of facts.
On the statement of fact, it read that the policy was for an estimate of 10,000 km per year.
I checked immediately and I might have driven an average of 10,500 km a year over the last 5 years: some years I drove 9,000 km (last) some other a little over 11,000.
I made an average over 5 years and comes out at around 10,500 km. I had never paid too much attention to how much I was driving because on none of the documents they sent me before there was a figure.
I called the insurer, explained it as clear as I could and request a change on the policy to 15,000km per year, which they did. They also provided a new statement of fact.
My question is if in case of issue or claim they can refuse to pay because of this even if I amended the policy? Or once they are notified and the policy is amended I have nothing to worry about.
Thanks,
Ken