hi
My son had a 3rd party policy that covered himself, my younger son ands also myself.
My younger son had an accident that was his fault and I was the passenger and I suffered injuries as did the occupants of the car we hit which haven't been settled.
Any way renewal has now arrived and it's almost €6k so trying to shop around...
I am just confused about who renewal, what do I answer for each of us my eldest son wasn't driving nor was he in the car is the claim against him as the policyholder ( eldest son) or does it go against youngest son as driver? Also as I was injured do I need to disclose this?
I know I will have to forget about covering the youngest lad but want to be sure I am answering correctly for myself and other lad? When I answer yes companies won't quote which I can't understand as it wasn't eldest guys fault he wasn't even in the car.
Can anyone confirm?
Thanks
C.
My son had a 3rd party policy that covered himself, my younger son ands also myself.
My younger son had an accident that was his fault and I was the passenger and I suffered injuries as did the occupants of the car we hit which haven't been settled.
Any way renewal has now arrived and it's almost €6k so trying to shop around...
I am just confused about who renewal, what do I answer for each of us my eldest son wasn't driving nor was he in the car is the claim against him as the policyholder ( eldest son) or does it go against youngest son as driver? Also as I was injured do I need to disclose this?
I know I will have to forget about covering the youngest lad but want to be sure I am answering correctly for myself and other lad? When I answer yes companies won't quote which I can't understand as it wasn't eldest guys fault he wasn't even in the car.
Can anyone confirm?
Thanks
C.