Car insurance for 20 YO after novice driving license ban

There are brokers and entities who specialise in getting banned drivers insurance no personal experience but they do exist as Clubman linked above. It will probable cost an arm and a leg initially if you succeed.

On a separate note it would really be my worst nightmare if my kids did this and maybe considered harsh but I think I would take mine off my insurance if they got points. I have 2 adult children insured on my car as does my other half and I just do not think at this stage I would be prepared to take that hit I have minded my own no claims for long enough. If they further got other fines I would be done to be honest. It’s a tough call if work is involved but they need to figure it out or they will never learn. I say that from personal experience I have molly coddled in some ways that came back to bite me on the proverbial.
 
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