sunshimmer09
Registered User
- Messages
- 20
I had an accident with my car; no other vehicle involved just me and a wall. The damage looks superficial enough but is still bad enough that it warrants fixing. I’ve decide to go through my own insurance as I am 10 years driving claim free with a small enough premium and feel I could take the hit.
I got a quote for the insurance company from a Ford garage and was completely shocked when the quote came in at €3,500 they recommend one new door and I thought the labour charges seem quite high as well. The insurance company sent out an assessor and he has agreed a price of €3,200 with the garage. I’ve in since gone to a friend of a friends garage on recommendation he does good work and he’s quoted me €850 he said they door is perfect and does not need to be replaced just your basic panel beating and spray paint job. It’s a 2003 car hatch back model so its not like I’m worried about devaluing a fairly new car.
The insurance company have offered to send me a cheque for the €2,900 (minus my €300 excess)to get the repairs done, is it insurance fraud if I get the cheque and have the job done for €850 and pocket the rest. Or will they come after me in a few weeks time and ask for a receipt for work done. I’m out of work at the moment so extra cash with be a god-send. Has anyone had any similar experiences?
I got a quote for the insurance company from a Ford garage and was completely shocked when the quote came in at €3,500 they recommend one new door and I thought the labour charges seem quite high as well. The insurance company sent out an assessor and he has agreed a price of €3,200 with the garage. I’ve in since gone to a friend of a friends garage on recommendation he does good work and he’s quoted me €850 he said they door is perfect and does not need to be replaced just your basic panel beating and spray paint job. It’s a 2003 car hatch back model so its not like I’m worried about devaluing a fairly new car.
The insurance company have offered to send me a cheque for the €2,900 (minus my €300 excess)to get the repairs done, is it insurance fraud if I get the cheque and have the job done for €850 and pocket the rest. Or will they come after me in a few weeks time and ask for a receipt for work done. I’m out of work at the moment so extra cash with be a god-send. Has anyone had any similar experiences?