I was informed that I am locked into a contract with the VHI until next year for my policy and also the policy of my small child.
Can they do this ? I was dealing with a lot of personal family issues/funerals etc when the policies were apparently renewed and I overlooked the possibility of questioning whether they suited my needs.
They say I am legally obliged to stay with the VHI for the term of the 1 year contract but I have already been with them since 1994. Even UPC would let me cancel my contract with them just so long as I was with them for a minimum of 1 year.
This is not a rant. I just would like to calmly know where I stand. I would like to switch providers at the minimum as I think they are simply too expensive. Can they really do this to me ? Can I not even switch providers of healthcare or downgrade my policy?
Can they do this ? I was dealing with a lot of personal family issues/funerals etc when the policies were apparently renewed and I overlooked the possibility of questioning whether they suited my needs.
They say I am legally obliged to stay with the VHI for the term of the 1 year contract but I have already been with them since 1994. Even UPC would let me cancel my contract with them just so long as I was with them for a minimum of 1 year.
This is not a rant. I just would like to calmly know where I stand. I would like to switch providers at the minimum as I think they are simply too expensive. Can they really do this to me ? Can I not even switch providers of healthcare or downgrade my policy?