CorkGirl08
Registered User
- Messages
- 10
Age: 24
Spouse’s/Partner's age: 25
Monthly net income from employment or profession: 1860
Monthly net income of spouse: 1600
In general are you spending more than you earn or are you saving? Not saving much but not building up debt either.
Rough estimate of value of home: 375,000.00
Amount outstanding on your mortgage: 235000
What interest rate are you paying? EBS Variable Rate
Other borrowings – car loans/personal loans etc
My car loan €4000 outstanding (114 per month)
His car loan €9500 outstanding (201.50 per month)
No Credit Cards.
Savings and investments: 4000 aprx
Do you have a pension scheme? Yes, PRSA €40 Per month contribution
Do you own any investment or other property? No
Ages of children: One child aged 4
Life insurance: €28 per month for us both Mortgage Protection
What specific question do you have or what issues are of concern to you?
We are considering having another child but not sure if we will be able to do it financially.
We currently have no child care costs as a family member minds our child however we would not be able to avail of this again.
All advice much appreciated!
Spouse’s/Partner's age: 25
Monthly net income from employment or profession: 1860
Monthly net income of spouse: 1600
In general are you spending more than you earn or are you saving? Not saving much but not building up debt either.
Rough estimate of value of home: 375,000.00
Amount outstanding on your mortgage: 235000
What interest rate are you paying? EBS Variable Rate
Other borrowings – car loans/personal loans etc
My car loan €4000 outstanding (114 per month)
His car loan €9500 outstanding (201.50 per month)
No Credit Cards.
Savings and investments: 4000 aprx
Do you have a pension scheme? Yes, PRSA €40 Per month contribution
Do you own any investment or other property? No
Ages of children: One child aged 4
Life insurance: €28 per month for us both Mortgage Protection
What specific question do you have or what issues are of concern to you?
We are considering having another child but not sure if we will be able to do it financially.
We currently have no child care costs as a family member minds our child however we would not be able to avail of this again.
All advice much appreciated!