CorkGirl08
Registered User
- Messages
- 10
Why are you saving when you have unsecured and presumably high cost debts? You might be better off using lump sum and regular savings to reduce/clear such debts first.Other borrowings – car loans/personal loans etc
My car loan €4000 outstanding (114 per month)
His car loan €9500 outstanding (201.50 per month)
No Credit Cards.
Savings and investments: 4000 aprx
Do you have a pension scheme? Yes, PRSA €40 Per month contribution
You should now keep a detailed spending diary for a month or two and then sanity check the above figures against it. You may be surprised. For example you have not listed anything like groceries, lunches, home/car maintenance/repairs etc. etc.Total Combined Net Monthly Income:3460
Childrens Allowance
Outgoings:
Mortgage : €945.00
My Loan: :114.00 monthly
Spouse Loan : 201.50 Monthly
Gas : 80.00 Aprx
ESB : 70.00 Aprx
Mort Prot : 28.00
Life Assurance : 12.90
Playschool :104.00 monthly
Total = €2581.40
So-crates,
Going on single income - I dn't know how we would survive on a single income. Could you please elaborate more on how this would work? It really confuses me, sorry
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