I have been making intermittent lump sum payments into my variable mortgage account over the last 2 years to try and reduce payments. I need extra cash for a deposit as we have to move house because of work. I will not be selling our existing property yet as the rent is covering the mortgage, but still significant negative equity. We will not get mortgage approval without 20% deposit. Any new mortgage will not be with my existing lending provider. Is it possible to get lump sum payments back on my existing mortgage?
Thanks
Ciara
Thanks
Ciara