my parents are in financial difficulty with their home and are involved with pepper, id love to be able to get a mortgage on their house and move in with them is this possible? Theyve only 90,000 left on their house theyre paying a small fee to pepper at the minute is it possible for me to take over and put the house in my partners name and i?
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No, the banks won't care. You're purchasing a house from your parents, whether there was a mortgage or not doesn't matter.
However, it's a complex thing to do, and your parents should get independentlegal advice (they will need to anyhow to complete a sale to you). Your parents would have to give up all rights before you can get a mortgage on the house - you won't be able to get a mortgage if your parents have a right of residence.
You'd need to provide more information to tease out any further.
It'd be helpful to even know if your parents benefit from the CCMA on their mortgage.