Hi all,
I am currently looking at property and want to get a sufficient mortgage to purchase. However I have moderately unusual circumstances that prevent me from getting enough in the short term.
Circumstances : I am getting married on May 31. My girlfriend is American and so is currently not legally entitled to work at the moment but would hope to command a decent salary (30k+) as soon as we tie the knot.
I have found an apartment I think is an excellent deal (asking price €290k) and I would like to be in a position to make an offer. First Active seem to offer the most but still not enough with my short term situation. As single I can get €225k with my salary. However that figure jumps to €278k if I was married with her earning €1.
Is there anyway I get some sort of preappoval for an amount I could get in a few months and make an offer now as I think this apartment is a good deal that won't be around in a few months?
I have consulted a First Active mortgage man who was completely uninterested and a broker who is entirely optomistic but I would like independent advice.
Thanks for any advice. Hope post was clear.
I am currently looking at property and want to get a sufficient mortgage to purchase. However I have moderately unusual circumstances that prevent me from getting enough in the short term.
Circumstances : I am getting married on May 31. My girlfriend is American and so is currently not legally entitled to work at the moment but would hope to command a decent salary (30k+) as soon as we tie the knot.
I have found an apartment I think is an excellent deal (asking price €290k) and I would like to be in a position to make an offer. First Active seem to offer the most but still not enough with my short term situation. As single I can get €225k with my salary. However that figure jumps to €278k if I was married with her earning €1.
Is there anyway I get some sort of preappoval for an amount I could get in a few months and make an offer now as I think this apartment is a good deal that won't be around in a few months?
I have consulted a First Active mortgage man who was completely uninterested and a broker who is entirely optomistic but I would like independent advice.
Thanks for any advice. Hope post was clear.