Not sure if this is the correct place to ask this.... we fixed for one year in 2006. In 2007 we fixed again for 5 years. Should we be looking at the amount of mortgage we had left from 2007 or 2012? FYI in the options in 2007 a tracker rate was one of them... we fixed for further 5 years and then obviously weren’t offered the tracker at that point so probably the 2012 amount we should be looking at?! .