C
CMoore73
Guest
Age:
37
Spouse’s/Partner's age:
35
Annual gross income from employment or profession:
E50,000
Annual gross income spouse:
E51,000
Type of employment:
Both private sector employees
Rough estimate of value of home
E475,000
Mortgage on home
E220,OOO
Mortgage provider:
AIB
Type of mortgage: Tracker, interest only, fixed rate
Tracker
Interest rate
tracker of 4.75% -
Other borrowings – car loans/personal loans etc
Car 28,000
Do you pay off your full credit card balance each month?
Yes
Savings and investments:
E16 savings. E32,000 shares
Do you have a pension scheme?
Yes we both have company pensions.I pay E320 extra pm and my wife paye's 350 Extra pm
Do you own any investment or other property?
Yes Mortgage E280,000 interest only. Value E375,000.
Rent 1,100.Have to pay E200pm to cover the costs
Ages of children:
None.
My self and my wife are thinking about buying another property ,value E370,000, we can get approx E1350 pm .So we will have to add to this to pay the Mortgage(E150pm).The same type of property in the area is going for around E380,00-400,000. Iwould like some views on what we are doing.
Cheers
CMoore
37
Spouse’s/Partner's age:
35
Annual gross income from employment or profession:
E50,000
Annual gross income spouse:
E51,000
Type of employment:
Both private sector employees
Rough estimate of value of home
E475,000
Mortgage on home
E220,OOO
Mortgage provider:
AIB
Type of mortgage: Tracker, interest only, fixed rate
Tracker
Interest rate
tracker of 4.75% -
Other borrowings – car loans/personal loans etc
Car 28,000
Do you pay off your full credit card balance each month?
Yes
Savings and investments:
E16 savings. E32,000 shares
Do you have a pension scheme?
Yes we both have company pensions.I pay E320 extra pm and my wife paye's 350 Extra pm
Do you own any investment or other property?
Yes Mortgage E280,000 interest only. Value E375,000.
Rent 1,100.Have to pay E200pm to cover the costs
Ages of children:
None.
My self and my wife are thinking about buying another property ,value E370,000, we can get approx E1350 pm .So we will have to add to this to pay the Mortgage(E150pm).The same type of property in the area is going for around E380,00-400,000. Iwould like some views on what we are doing.
Cheers
CMoore