My husband and I are looking at buying a house with my mother. We have found a house with a separate building (for my mother) which we are all happy with.
My mother can buy her part outright, however my husband and I can’t get a mortgage with someone else having an interest in the house.
The house and separate building are being sold as one but can we buy them separately?
Physically they are separate buildings so I think they could be separated, with shared access (if that’s an option??).
If they can be bought separately, would this process be very costly?
Or can my mother buy a right of residence and not be in the deeds?
Open to suggestions!
I’d appreciate any advice
My mother can buy her part outright, however my husband and I can’t get a mortgage with someone else having an interest in the house.
The house and separate building are being sold as one but can we buy them separately?
Physically they are separate buildings so I think they could be separated, with shared access (if that’s an option??).
If they can be bought separately, would this process be very costly?
Or can my mother buy a right of residence and not be in the deeds?
Open to suggestions!
I’d appreciate any advice