Just renewed our policy and selected class 2 business use.
I don't use the car for work but my wife does. She travels to/from work and for local runs in relation to her job. She doesn't carry goods etc but just travels around on occasion giving presentations. I am the policy holder and she is named driver. Been the same for years.
Policy document said 'self only' for business cover and when I queried the replied to say spouse cannot be covered, only the policy holder.
Trying to find info but all I can find is their FAQ which says cover for policyholder and/or spouse. I have mailed them again but no reply as yet. Allianz.
Can anyone shed any light on this ?
If it is a recent change I cannot find it and have emailed to ask where it is. No reply as yet.
Its not about you both using it to get to work, its about what you do with it. And one of you would have to be considered the main driver is the reason that the additional driver generally don't get business use. Their use of the vehicle would be considered casual.I did point this out on my email. Still no reply. Just a 'request denied. We don't offer cover for business use for named drivers'.
No explanation other than that.
I find it baffling that one cannot get business cover for husband and wife. What if, for example we both worked in the same place on opposite shifts and both used the car?
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