Hi,
I read a thread here a few weeks back about brokers offering average rates for certain banks and someone replied and said that if you approach the bank directly, you might get a better rate. Is this true? I thought all brokers offered the rates as defined by the particular bank? I have recieved a rate already for PTSB via my broker and wondered if it was worth approaching them directly?
Also, is a bank more likely to offer a lower rate both parties already bank with them? We are both with a bank who offers particularly high charges and had thought about moving.....
any thoughts?
I read a thread here a few weeks back about brokers offering average rates for certain banks and someone replied and said that if you approach the bank directly, you might get a better rate. Is this true? I thought all brokers offered the rates as defined by the particular bank? I have recieved a rate already for PTSB via my broker and wondered if it was worth approaching them directly?
Also, is a bank more likely to offer a lower rate both parties already bank with them? We are both with a bank who offers particularly high charges and had thought about moving.....
any thoughts?