It was close to a five-figure sum (expressed my concerns to the assessor at the time about how this would affect future policy and got an 'ah sure that's what insurance is for' approach) Tried another broker as suggested but they are having no joy. Surely someone who's had a claim is less risky than someone who hasn't?
Either way, if nobody will quote me and I cannot get insurance how does this affect my mortgage? It's an investment mortgage so will the bank try to penalise or worse call in the mortgage if the house is uninsured?
So worried about this.
Was the assessor being paid on a % basis? Have you got back to him/her for a little chat?It was close to a five-figure sum (expressed my concerns to the assessor at the time about how this would affect future policy and got an 'ah sure that's what insurance is for' approach)
Sorry to hear of your problem, I suggest that you get back on to 123 and insist that they provide you with terms, you insurer who you had the claim with is obilged to provide you with renewal terms, this could be a case of 123 dealing with a new new insurer, Travelers Insurance Company and Travelers not wishing to take you on. Insist that 123 provide you with terms from your out going insurer, it is incomprehensible that an Insurance Broker, 123, would act like this.
I have no idea but I suspect as much as he seemed very casual about the whole thing. The thing that maddens me the most is that the damage was caused by an accident at a neighbours property, and I asked my insurance company if I should claim on the neighbours insurance and again I got a 'dont worry, we'll sort it out attitude'. Yet now nobody wants to sort out anything and I am left well and truly in the sh***
Very surprised that if you employed an assessor that you don't know how much he was paid as you would be paying him.
Are you confusing an assessor (that you pay for ) or an adjuster who your insurer appoints?
I take it that your current policy is with Zurich?
If so why do you not appoint another broker to look after your policies and get them to transfer this policy to their agency with Zurich?
Yes, think I meant an adjuster and it was the insurance company who appointed him as they advised us that they would look after everything. Have tried Zurich directly but they have redirected me to 123. Have been back and forth between both companies and yet no one will offer a renewal. Have also been in touch with other brokers who are also coming up blank.
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