Just got a letter yesterday to say my tracker is now with pepper Haven't had a chance to ring them yet. Somewhere I lived when we entered the drop, now a rental back in positive worth 215 I owe about 185 10 years left on an interest only tracker. Plan was to sell up in the next few years anyway renting isn't worth the hassle. I was just wondering are they doing discounts for ordinary punters? If I could get a discount on the mortgage it could be worth getting out now. The tracker has to be a pain for them at 1.5% above ECB.