The other day I got my BOI bill showing the charges for the last quarter - it came to €70 - which is a little bit more than usual. What has this total so high is the fact that I always use my laser card/ ATM card, use a number of direct debits (bills, account transfers etc) and I recently opened a RaboDirect Account. To further piss me off the bank also charges me for having my weekly wages automatically put into my account! All of these charges cost 28c a go. In this particular quarter I never walked into a branch of BOI or rang them - everything I did was automated - but I still get this huge bill! Am I missing something here?! They have an advert everywhere claiming day to day banking for 13c a day but I'm averaging 54c a day!
I'd love to leave the bank but I have a nice agreed overdraft with them that I constantly use and don't get charged any interest on - something that another bank might not give me.
Does anybody know of a way of avoiding these excessive charges? I know that if you pay 3 bills with 365online and keep €500 in your account you get free banking but at the moment I can't avail of this - anyway it sounds rubbish to me.
I'd love to leave the bank but I have a nice agreed overdraft with them that I constantly use and don't get charged any interest on - something that another bank might not give me.
Does anybody know of a way of avoiding these excessive charges? I know that if you pay 3 bills with 365online and keep €500 in your account you get free banking but at the moment I can't avail of this - anyway it sounds rubbish to me.