My wife and I (both 36) have basic health insurance (VHI public plus care, €503 x 2) to avoid the loading, we have two kids (6 & 3) who are on VHI Enhance Care Complete 150 (€299.22 x 2).
In total we're currently paying €1606pa.
We're based in Co.Mayo. Non smokers. Generally pretty healthy, although I medicate long term for asthma.
I want to get better cover for my wife and I and also reassess our kids cover.
There is a history of kids eyes and ears problems in my family.
From researching the different plans I'm leaning on getting LAYA Simply Connect Plus for all of us (€3696pa).
I don't mind paying some excess and it seems to be the best bang for buck for a decent level of cover. I'm more interested in a higher level of cover rather than claiming on day-to-day expenses.
As far as I can tell there wouldn't be any waiting period for new conditions if we upgraded.
Do you think I'm on the right track here, or are there better plans available? I don't mind paying a little extra. Thank you.
In total we're currently paying €1606pa.
We're based in Co.Mayo. Non smokers. Generally pretty healthy, although I medicate long term for asthma.
I want to get better cover for my wife and I and also reassess our kids cover.
There is a history of kids eyes and ears problems in my family.
From researching the different plans I'm leaning on getting LAYA Simply Connect Plus for all of us (€3696pa).
I don't mind paying some excess and it seems to be the best bang for buck for a decent level of cover. I'm more interested in a higher level of cover rather than claiming on day-to-day expenses.
As far as I can tell there wouldn't be any waiting period for new conditions if we upgraded.
Do you think I'm on the right track here, or are there better plans available? I don't mind paying a little extra. Thank you.