whatsmoney,
Note; Inspire has a max optical of 150 per year. Simply Connect or Simply Connect Plus plans allow the flexibility to use part or all of the 500 or 1000
limit for whatever expenses you want. In other words, there is no restriction max for any medical expenses, except of course the 500 or l000 limit.
For example if you have 600 optical bills and 800 dental bills, under Simply Connect plan 50% of 600 = 300, and 50% of 800 = 400.
300 + 400 =700. Max of 500 applies. So total refund with Simply Connect is 500.
Under Inspire plan, optical would be restricted to 150, dental would be restricted to 200. So total refund would be 350.
Under Simply Connect Plus the total refund would be 300 + 400 = 700.
Regards,Snowyb