Best way to pay for things on holiday in Poland?

The FX margin is zero from Monday to Friday and 0.5% at the weekends. Even at the weekends, it is significantly cheaper than cash or standard debit or credit cards.
 
In terms of purchase security, Revolut has some decent security features inside the app such as the ability to disable magstrip payments.

In terms of deposits / top-ups with Revolut, your money is not subject to a deposit guarantee. Perhaps best not keeping very large sums in the account at any one stage.
 
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