tinkerbell13
Registered User
- Messages
- 10
Age: 25
Partner's age: 27
Annual gross income from employment or profession: €27000
Annual gross income of spouse: €25000
Type of employment: Both public sectors
In general are you spending more than you earn or are you saving? Saving – Saving maximum amount possible per month.
- cost 1 / 2 holidays per yrs
- €450pm on rent/bills
- €460
Saving hard for 7 yrs to get minimum mortgage as possible.
Other borrowings – car loans/personal loans etc: None
Do you pay off your full credit card balance each month? Yes
If not, what is the balance on your credit card? 0
Savings and investments:
Savings 170000
Do you have a pension scheme? No
Do you own any investment or other property? No
Ages of children: None
Life insurance: No
What specific question do you have or what issues are of concern to you?
Looking to get best return on saving (with out investing) until savings are required.
Possibly required over the next 2yrs, waiting on house prices to reduce further.
Renting for 7 yrs is it time to buy?
Figure we are best waiting ……………???
Personally not leaning either way at the moment, which ever makes move financial since
Not sure what’s best.
Open to all suggestions/ opinions
Partner's age: 27
Annual gross income from employment or profession: €27000
Annual gross income of spouse: €25000
Type of employment: Both public sectors
In general are you spending more than you earn or are you saving? Saving – Saving maximum amount possible per month.
- cost 1 / 2 holidays per yrs
- €450pm on rent/bills
- €460
Saving hard for 7 yrs to get minimum mortgage as possible.
Other borrowings – car loans/personal loans etc: None
Do you pay off your full credit card balance each month? Yes
If not, what is the balance on your credit card? 0
Savings and investments:
Savings 170000
Do you have a pension scheme? No
Do you own any investment or other property? No
Ages of children: None
Life insurance: No
What specific question do you have or what issues are of concern to you?
Looking to get best return on saving (with out investing) until savings are required.
Possibly required over the next 2yrs, waiting on house prices to reduce further.
Renting for 7 yrs is it time to buy?
Figure we are best waiting ……………???
Personally not leaning either way at the moment, which ever makes move financial since
Not sure what’s best.
Open to all suggestions/ opinions