VHI Best plan

Discussion in 'Health Insurance and healthcare costs' started by Rosjohn, 11 Jan 2019 at 12:03 PM.

  1. Rosjohn

    Rosjohn New Member

    Posts:
    2
    Currently on 1 plan starter but thinking public Hospital only cover not worth having.
    So will need to include some private hospital cover when renewing.
    Due to loading won't be able to afford a very comprehensive plan.
    What would be best plan under €1,000 without loading?
    Renewal date early March.
     
  2. snowyb

    snowyb Frequent Poster

    Posts:
    1,314
    Hi Rosjohn,

    Welcome to AAM.
    The following plans are worth considering;

    1. VHI One Plan 250; price 832pa; all public and private hospitals covered, private excess 250 x 2 max per year for all admissions,
    day case excess 150 per procedure. There is no excess to pay in any public hospital.

    2. Laya Essential Health 300; price 895pa; all public, private and Beacon hospital covered, cardiac and orthopaedic surgery fully covered in
    Mater Private and Blackrock Clinic, private excess 300 x 2 max per year for admissions, day case excess 125 per procedure. There is no
    excess to pay in any public hospital.

    3. Irish Life Benefit plan; price 899pa; all public, private and Beacon hospital covered, private excess 200 x 2 max for all admissions,
    day case excess 125 per procedure. There is no excess to pay in any public hospital.

    https://www.hia.ie/ci/comparison/step3?plan_ids=253|698|742&source=plans

    Note; there may be further price changes for March, no guarantee the above prices will be the same in March.

    Regards, Snowyb
     
  3. Rosjohn

    Rosjohn New Member

    Posts:
    2
    Thanks Snowyb.