joeyd - as mentioned, minimum of 3 zones. Up, Down, DHW. TRV's on the rads if rads, stats in rooms if UFH.
My 0.02 is that wood pellet is not worth the capital cost, especially in a well-insulated house, and that a more modest system is a better bet, and cheaper to boot. Your good house won't need much heat, so you don't need a Titanic solution.
As for the back boiler, mmmm, I think that more often than not they cause problems in a mixed-technology system. It's not that straightforward to get it right, and there is a fundamental mis-match between having a high-temp and low-temp heat generators on a common system. Me ? I'd go with the oil, and buy a nice stove.
We built a house for a lady locally, and she has a Wood Pellet - there's no doubt that it works, technically, but as the house we built for her is so high in insulation and airtightness performance, it's idle most of the time, so I can't see it ever paying for itself.
Another one down the road, and the wood pellet has yet to kick in. House is now built..........18 months ?