H
holdfast
Guest
I have a debt of about 5000 on a Msc i have completed looking for the best creditcard to transfer it for. I will get a loan after that biut it would be great to get say six months at 0%. Thanks
going to give MBNA looks like they have 10 months on offer
I've done 6 months interest free with Halifax, 10 months nearly up with MBNA and I've applied for and been approved for 6 months BofI Clear card which I hope will be the last move. Debt decreasing steadily. Incidentally I have a Bof I mastercard gold card with a 0 balance which offered me 2.99% for 12 months but I have to take out the clear card to get 0% even though both are B of I.
A.
Are you sure that you'll qualify for the 0% deal with BOI? I thought it was for new credit card customers only.
I switched to MBNA recently on the promise of the 10 months interest free balance transfer.
My plan was clear the new purchases every month and pay off the transfer balance bit by bit.
However, they set any payments against the transfer balance and charged interest on the new purchases - ok I didn't read the small print so I guess it's my mistake but the only way to enjoy the interest free transfer is to buy nothing with the MBNA card and keep using your old card.