Best Buy Best Credit Card Reward Schemes

Discussion in 'Banking, credit cards, etc' started by CiaranT, Dec 22, 2008.

  1. CiaranT

    CiaranT .

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    Last edited: Apr 8, 2017
    Information last changed: 8 April 2017.

    Best Buys:

    KBC: Credit Card
    • Reward: 1% cash back on grocery and online purchases up to a maximum reward of €10 per month.
    • Rate: 18.25% APR.

    AIB: Platinum Visa Credit Card
    • Reward: 0.50% cash back on all annual spends from €5,000 to €50,000 up to a maximum of €225 per year.
    • Rate: 11.84% APR on purchases.

    Other Reward Credit Cards

    Tesco Credit Card
    • Reward: 1 clubcard points for each €2 spent in Tesco or 1 point for every €8 spent elsewhere.
      Clubcard points can also be exchanged for 'clubcard rewards' that give up to 4 times the value of the vouchers, in a select number of outlets.
    • Rate: 19.1% APR. Balance transfer: 0% APR for 6 months on balances and 0% APR for 8 months on purchases.

    Bank of Ireland Credit Card with Real Rewards
    • Reward: 1 SuperValu point (worth about 1 cent) per €10 spent outside SuperValu. 1 extra SuperValu point (worth about 1 cent) per €1 spent in SuperValu.
    • Rate: Varies depending on the card type.

    Notes:
    • This thread lists the top credit card reward schemes. Reward cards are generally best for those that pay off their credit card balance in full.
    • Post comments, suggestions and feedback in the banking forum.
     
    Last edited: Apr 8, 2017
  2. Brendan Burgess

    Brendan Burgess Founder

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    30,973
    Fungus - that is a really great post. A great addition to Askaboutmoney. Thanks very much.

    I met a few AAM'rs recently and there was a feeling that the membership card for Askaboutmoney should be the Amex Blue, because it was so highly recommended. Has it lost a bit of its colour?

    Brendan
     
  3. brazen_dude

    brazen_dude Frequent Poster

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    101
    First Active Master card

    • 0% APR on Balance Transfers and purchases for 9 months, 14.9% APR there after, 22.9 % on cash
    • €40 reward if you spend more than €5,000 in a calendar year.
     
  4. Marion

    Marion Moderator

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    1,895
    Brendan, as far as I am aware the Amex Blue is no longer being offered by BOI.

    Those very clever AAMers who have the Amex blue card are still earning 1% on all purchases as the existing cards continue to be managed by BOI.

    Marion
     
  5. CiaranT

    CiaranT .

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    4,422
    Thanks Brendan. Would it be possible to move this thread to the best buys forum? Cheers.

    As the previous poster just indicated there are many reports that this is no longer available to new users.
     
  6. CiaranT

    CiaranT .

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    Thanks. I will add this to the top post.
     
  7. Brendan Burgess

    Brendan Burgess Founder

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    30,973
    Hi Fungus

    I will add it to the Best Buys in a few days. Sometimes they get lost there, whereas they stay fresh for a few days in this forum

    Brendan
     
  8. brazen_dude

    brazen_dude Frequent Poster

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    101
    First Active are no more giving 40€ reward.
     
  9. CiaranT

    CiaranT .

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    Thanks Brazen_Dude.

    It seems that Both First Active and Ulster have removed the offer. I have edited the top post.

    Cheers.
     
  10. Sandals

    Sandals Frequent Poster

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    1,253
    Brillant new information for me.

    Pigsback giving 4000 piggypoints. However i email them last night as their page to this offer didnt access it. I got email back saying MNBA offer temp removed and they are hoping to get this offer in next few weeks back again.

    I have CC with BOI and i always pay my balance when due. So my CC card is out in Feb so went into BOI today to cancel my card. The lady asked for €30 fee for the govn tax to close the account. So as I was getting the money I asked would this cover my next card I got elsewhere. She said no this was required to close the account and another fee would be needed on a different card. I left saying I needed to check this with my own branch of BOI cheers.

    Is this true. The way I understand it from her is that it will cost me €30 to leave BOI card and €30 to get another card from somewhere else. Any comments. Thanks.
     
  11. Smashbox

    Smashbox Frequent Poster

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  12. irishlinks

    irishlinks Guest

    You shouldn't have to pay the 30 euro stamp duty more than once a year when you cancel a card and get another. You should be able to get confirmation that you have paid the 30 euro from BOI and a new provider should then not charge the stamp duty again until the following year.
     
  13. CiaranT

    CiaranT .

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  14. Sandals

    Sandals Frequent Poster

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    Did you use the below link?
    https://wwwa.applyonlinenow.com/IRMP...?page=step-one

    Yes That tells you the CC application form temporarily unavailable too.

    Thanks for the info on €30. I felt that lady was wrong in saying I would have to pay another €30. Going to look into a tesco CC next. Might as get points somewhere. Thanks...
     
  15. CiaranT

    CiaranT .

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  16. el88s

    el88s Registered User

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    43
    no.definitely incorrect. you get a letter confirming you have paid the GSD for 2008-2009 and the new bank wont apply the charge again on 1/4
     
  17. el88s

    el88s Registered User

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    43
    Click Visa by AIB. 8.5% apr. no frills card,statements received through online banking and payments to be made to the card online also
     
  18. CiaranT

    CiaranT .

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    4,422
    This thread is only for best buys for Reward cards. The standard AIB card does not have a reward attached to it.
     
  19. Gautama

    Gautama Guest

    I got mine about two years ago, but it took a bit of work.
    As far as I recall there was mention of it on the AmEx website but not the BofI website.

    I phoned, wrote, e-mailed and eventually called into a branch.
    Once I was able to get my hands on an application form it was plain sailing and has been well worth it.

    You don't realise until you get an AmEx how many places do actually accept it.

    The reward really ads up over the course of the year, easily covering the stamp duty on all cards that you have.

    My advise would be to walk into your BofI branch and speak to a Customer Service representative.
     
  20. CiaranT

    CiaranT .

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    There are a number of reports of people who got it a year or 2 years ago.

    Has anyone managed to get a new AMEX reward credit card in the last 6 months?