Mrs Cockett,
A couple of plans worth considering including public and private cover are as follows;
1. VHI Start Plan 250; price 769pa; selected list of public and private hospitals covered. Excess for private hospital admissions 250.
If the list of selected hospitals suits where your daughter lives, this is a good starting option.
2. One Plan 500; price 782pa; all public and private hospitals covered, private hospital excess 500 per admission. No excess applies to any
public hospital.
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Its a choice between the full range of hospitals with a higher excess or a more selected list of hospitals and a lower excess.
While the basic plans are cheaper 540 - 600 approx - they only cover public hospitals.
You would be on the same waiting list for surgery as people with no health insurance, so it would be no advantage.
Snowyb