Benefits for new homeowners question

[Gary 23]

Hi
I am buying my first home with my girlfriend and should be moving into it in the next few weeks (as soon as the building work is finished).
I earn €24,400 and she earns just over €18,000. our mortgage will be for €218,000 and the mortgage wil be roughly around €800-850 a month plus we also have 2 loans one with the credit union for €25,000-€526 a month and another for boi for €15,000-€300 a month both for 5 years.
Does anybody know what entitlements or tax benefits etc etc that we can take advantage of?

 

[serotoninsid]

Mortgage Interest Relief - your mortgage company should have provided you with the application form as part of the mortgage process?

 

[Tenacious]

Under the Rent-A-Room-Scheme while you are living in the house you can rent out the spare rooms and if the annual rent is less than €7,620 then the rental income is tax free. Might help with the mortgage repayments! You can apply online for Mortgage Interest Relief at source at the following link

[broken link removed]

Or if you prefer here's the form
[broken link removed]