i would be grateful for any advice please regarding my imminent bankruptcy. based on my salary and expenses MABS are advising that i should looking at paying 500 approx per month. if i reduce my hours at work it will impact on my salary by about 460 per month but then that has implications for my pension in the future. 500 is'nt undo able although things will be tight. am trying to decide what to do. thank you.