Bank Mortgage Document Request

[theprodigal]

Does anyone know how I can get the original mortgage documentation for my residential home from the bank? I asked them to send me the documents but all they sent was a single page with the details of the current mortgage on it. Is there something specific that I need to request?

My ex-wife has all the original paperwork and won't hand it over.

 

[NoRegretsCoyote]

I think they are obliged to give you a copy of the original contract on request. Is that what you want?

Put all your requests in writing.

 

[Johnno75]

Does anyone know how I can get the original mortgage documentation for my residential home from the bank? I asked them to send me the documents but all they sent was a single page with the details of the current mortgage on it. Is there something specific that I need to request?

My ex-wife has all the original paperwork and won't hand it over.

Put in a Data Subject Access Request to the bank. If it’s AIB, they have a specific form online to complete.

 

[theprodigal]

Thank you all. That helped. I found the data request form and will submit it.

 

[RedOnion]

With a full DSAR, you'll receive hundreds of pages. Just so you're prepared for it!

 

[Johnno75]

With a full DSAR, you'll receive hundreds of pages. Just so you're prepared for it!

You can tailor yourself request e.g. “all legal and other documents relating to mortgage number xxyyzz”.
That said, I tailored my DSAR request and still got way more than required.