O
Orls81
Guest
Hi
This is my first time here. I have been very silly with my money, and i am also in alot of debt (i know i have been very stupid and careless)
I owe credit union 8500K - 230 p/m repayment
MBNA CC - 2800K
AIB CC - 2800K
My monthy take home pay is 1973 ( i know, a good wage for a single person,its such a pathetic story)
So approx 14000k in debt and i am only 27. I cant believe how stupid i have been.
I am now trying to sort everything out. I could handle the credit union loan on its own, but its the credit cards that are getting to me.
So i am going to continue paying CU the agreed amount.
I am moving to UK in April, so want to try and reduce the credit cards.
I intend to pay appox 1500 by end of March.
Will any bad credits i have here show up on a UK credit check?
Please advise the best way to deal with this. i need 600 p/m for personal expenditure (i travel to UK approx 2-3 p/m so flights and spends are needed)
Can anyone come up with a suitable budget until April?
Please help. I cant belive that i have let this happen.
This is my first time here. I have been very silly with my money, and i am also in alot of debt (i know i have been very stupid and careless)
I owe credit union 8500K - 230 p/m repayment
MBNA CC - 2800K
AIB CC - 2800K
My monthy take home pay is 1973 ( i know, a good wage for a single person,its such a pathetic story)
So approx 14000k in debt and i am only 27. I cant believe how stupid i have been.
I am now trying to sort everything out. I could handle the credit union loan on its own, but its the credit cards that are getting to me.
So i am going to continue paying CU the agreed amount.
I am moving to UK in April, so want to try and reduce the credit cards.
I intend to pay appox 1500 by end of March.
Will any bad credits i have here show up on a UK credit check?
Please advise the best way to deal with this. i need 600 p/m for personal expenditure (i travel to UK approx 2-3 p/m so flights and spends are needed)
Can anyone come up with a suitable budget until April?
Please help. I cant belive that i have let this happen.