At no point did I admit liability. As I had stated, the other driver did say “Sorry I did not see you pulling out” the other driver came around a car that had stopped on in the middle of the road to let me out. The other driver came around this car so it was impossible to see her. She would have had a better view of my car then I would of hers.
I was told by AXA that I could fight it but it would cost me more money. Money I can’t afford.
No where in the rules of the road dose it stat that it is illegal to reverse a car.
So automatic blame on the car reversing is a complete cop out on the insurance company’s part!
I park in the same spot every week for the past 9 years when calling to the local shop. If it was recklessness on my part then I am sure it would have happened before now.
As I have said 13 years driving and not a single tip in my car says a lot about my driving.
Bonus Protection.
I did have bonus protection, I have had it all my driving life. It was only after the accident that I was told my current bonus protection covered me for Fire and Theft only.
The Garda where not contacted as it was only a bumper shunt. When I contacted the Garda about her uninsured status I was told “I commend you for not wasting police time by calling us out for a bumper shunt but we can’t persecute as we did not see her driving” go figure!!!
The insurance companies are always banging on about uninsured drivers being a problem for them; yet when they come across one they give them a big smile and a wad of cash.
Did you get the names of any witnesses at the scene? Why did you not call the gardai?
The car that stopped to let me out pulled away after the accident. So no witnesses
It may be more expedient for them to pay out & have you pay the higher premiums, rather than pursue the costs through MIBI.
I would go with the answer that they are going to make much more then 900 euros out of me so the payout was an investment for them.
Starting to understand the term Banana Republic!!!!!